Mobile money, made smarter.
Payments, receipts, and a clear transaction record, together in one secure app, built on the mobile money rails Rwanda already trusts.
Mobile money is now the preferred way to pay across Rwanda and Africa. Yet for most people and businesses, the proof of payment is still scattered paper slips, screenshots, or no record at all, making everyday bookkeeping harder than it should be.
SmartPayGo simplifies mobile payments by enabling fast QR-based transactions while automatically keeping secure digital records of every payment. From digital EBM receipts for businesses to spending insights for individuals, SmartPayGo App turns everyday transactions into a tidy, verifiable financial record by combining seamless payments, digital receipts, and spending insights in one secure platform.
Whether you are making a purchase or managing a business, SmartPayGo brings payments, records, and financial insights together in one simple app.
What we actually do
Four things, done very well.
Scan a QR, confirm, and pay in seconds -with an EBM receipt issued automatically.
Every payment is auto-stamped with an RRA-compliant digital receipt.
Transactions sort themselves into categories you can actually read.
Event tickets, bus fare, rides and bills-handled in one app.
Ready to pay smarter?
Join Rwandans already getting an RRA EBM receipt and a clear record for every payment - before they pocket their phone.